The standard fee for services through Christian Perspective Counseling is $130 per therapy hour. However, we also have lower cost options available which you can learn more about by clicking here. Some insurances are accepted, but coverage varies widely between policies and depending on the service received. For questions about your policy coverage, feel free to contact us and we can look into your benefits for you. The client is ultimately responsible for the entire bill and we accept cash, check, and credit/debit cards. Other services such as evaluations, behavior plan development, referrals, and court appearances may be available. Please ask your therapist about their fees for such services. You can review our entire Fee Payment Policy here.
We do accept direct reimbursement from select insurance networks, including:
Blue Cross Blue Shield
Municipal Health Benefit Fund
Remember, coverage varies widely between policies and depending on the service received. For questions about your policy coverage, feel free to contact us and we can look into your benefits for you so you can know what your out-of-pocket responsibility will be before beginning treatment. We ask that you also be mindful that, after we've exhausted all efforts to utilize your insurance benefits, you, the client, are ultimately responsible for the entire bill. Sometimes, we are able to help clients utilize their out-of-network benefits but this varies depending on the insurance provider. Please contact us directly and we'll do all we can to help in such instances.
If no insurance benefits are utilized, a diagnosis is likely not required. In some instances, a diagnosis may be required/desired for other purposes and this can be discussed with your therapist.
In instances where utilizing insurance benefits is needed/desired, while this often helps to make services financially sustainable, there are some issues that are worth mentioning. Most insurances require evidence that a service is “medically necessary” before they will reimburse for it, and this evidence is provided in the form of a diagnosis. While the diagnosis, identified by your therapist in the course of your first few sessions, is based on very specific criteria to ensure accuracy, it is added to your health record. Also, while only the minimal amount necessary is shared, your protected health information (including the diagnosis) must be shared with your insurance provider in order for them to allow your benefits to be utilized. All that having been said, you may simply need help through a difficult time in your life or with a strained relationship and diagnoses for such matters have effectively no impact on clients practically (i.e., when your PCP diagnoses you with a sinus infection). In fact, relationship counseling and some other matters often does/do not warrant a diagnosis and, due to this, may not be covered by your insurance (marital therapy is usually not).
There are many factors that can affect how frequently sessions occur, including the level of distress you're experiencing, the amount of direct assistance from your therapist necessary for treatment to be effective, how quickly you want to move towards your goals, and cost. It usually works best if sessions occur weekly in the beginning. Then, as the circumstances/symptoms ease, session frequency can taper off until they are no longer needed at all. On the other hand, some choose to meet multiple times per week or maintain weekly sessions throughout the entirety of their treatment. Be sure to talk to your therapist regularly about your needs and goals so there can be ongoing agreement about the frequency needed for optimal results.
For your initial evaluation, we ask that you come prepared by reading/completing the relevant documentsand bringing your questions. Ninety minutes will be allowed for the initial evaluation but subsequent therapy sessions generally last 50 minutes. In the event that our work is expected to take longer than 50 minutes, the appropriate time frame will need to be scheduled in advance and will be billed in 15-minute increments.
Emergencies happen and missed appointments for true emergencies will not incur a fee. If you are unable to keep your appointment for any reason, please notify us immediately at least 48 hours prior to the scheduled time. If an appointment is cancelled or missed without 48 hours prior notice due to a non-emergency , you will be charged $40 for each occurrence. Your therapist also reserves the right to charge the full session amount or deny services for repeatedly missing appointments.